Our Services

We help you understand your Medicare benefits.

We explain differences between each plan type. There are ten supplement or Medigap plans offered by a variety of insurance companies and dozens of Advantage and Drug plans.

Everyone has unique needs. We shop with you to find the plan that best fits your needs.

Things change. We re-evaluate your options every year and troubleshoot any issues along the way. As your agent, we advocate for you.

Our services are no cost and you are never obligated to enroll with us.

Get in Touch

Sometimes you just want to talk to someone and make sure you are on the right track. Other times, you need a face to face appointment so you can really understand everything. We are here for you. We can meet in person at your home, a local restaurant, coffee shop or virtually on Zoom (all you need is internet and an email.) Give us a call whether you have a quick question or would like to schedule an appointment.

Our First Appointment

Our first appointment usually lasts about an hour; we call it our “Medicare 101.” At this appointment we will discuss Original Medicare (Part A & B) and then introduce you to all the plan types: Medigap/Supplements, Advantage (Part C) and Drug plans (Part D.)

We empower our clients to make educated and informed decisions when selecting their health plan. You will get a personalized quote based on your specific needs, including drugs and doctors. The value we offer our clients is in analyzing multiple plans to help you select the one that best fits your needs.

Enrollment

When you are ready to enroll, we submit your application to the insurance company and make sure it is processed correctly. You will receive a letter confirming your enrollment in 7-10 business days, followed by a Welcome Kit and ID cards.

We help you manage your policy with the insurance company and clarify how the plan works any time you have questions. When you work with the Rane Family, your trusted resource is just a phone call away.